Monday, August 18, 2008

The Pain of Living Within Our Means

Over the last two weeks, my wife and I have made every possible move to get into a house in Plymouth, Michigan. Today what appears to be the final straw, my mother-in-law quasi backing out of loaning us money for the down payment, seems to be the final straw.

The pain of it is that we most likely will end up moving to cut cost. Even if I take a 10k pay cut, we still come out ahead if we move back to Arizona. If we were in a better financial situation, we would be in a nice 4 bedroom house in one of the most desirable places to live and raise a family in Michigan.

I saw this coming, and due to my lack of balls and taking the reigns and just saying "No, we can't do it" to my wife our marriage is taken some blows.

The wisdom here is live within your means, always know what your true financial situation is, and if your heart tells you to stop going forward on a certain path, do everything you can to stop going forward. If not, you risk suffering missed opportunities down the road that you may wish you were able to participate in. Even worse, you might end up causing damage in relationships as you try to push forward into something that cannot be.

Oh well, life is about learning, isn't it? Some people think it is just a race. It is, as you have to use your time wisely, but sometimes the fastest moves are the ones where you wait.

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